Terms & Conditions

Last Updated and Effective: December 1, 2023

Welcome to, the website and the services of Arc Public Benefit Corporation (“Arc PBC.,” “we,” “us” or “our”). Please read these terms of use (the “Terms”) carefully before using and any mobile applications. This page explains the terms by which you may use this website, our online and/or mobile services, software, content, information and portions thereof provided by us (together, “Service” or “Website”). The Terms are a legal agreement and by clicking “I Agree” or the like indicating acceptance electronically, or by installing, accessing or using the Services, you signify that you have read, understood, and you agree to be bound by the Terms and to the collection and use of your information as set forth in our Privacy Policy incorporated herein by reference, which describes what information we collect, how we use and with whom we share your information, and how we protect your information, whether or not you are a registered user of our Service. The Terms apply to all visitors, users, and others who access the Services, including without limitation the customers, vendors, and service providers of our users (“Users”). PLEASE READ THE TERMS CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR RESPONSIBILITY TO REVIEW THE WEBSITE AND THE TERMS PERIODICALLY AND TO BE AWARE OF ANY CHANGES, REVISIONS, OR MODIFICATIONS. WE WILL TRY TO GIVE YOU NOTICE WHEN WE MAKE A MATERIAL CHANGE TO THE WEBSITE OR CONTENT THAT WOULD ADVERSELY AFFECT YOU, BUT THIS MAY NOT ALWAYS BE PRACTICAL, AND WE MAKE NO GUARANTEE THAT SUCH NOTICE WILL BE PROVIDED. YOUR CONTINUED USAGE OF THE WEBSITE WILL MEAN YOU ACCEPT THOSE CHANGES. Your continued use of the Service following the posting of changes to the Terms (including the Privacy Policy) will mean you accept those changes. To the extent that there is inconsistency between the Terms and the Privacy Policy, the Terms shall govern.

Arc PBC reserves the right to withdraw or amend this Website, and any service or material provided on the Website, in Arc PBC’s sole discretion without notice. Arc PBC will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, Arc PBC may restrict access to some parts of the Website, or the entire Website, to users, including registered users.

The Website and Online Conduct

This Website provides information about Arc PBC products and services, news, and other content from Arc PBC and third parties. Portions of the Website may also allow users to communicate or share information with Arc PBC or others. You may use the Website only for lawful purposes and in accordance with the Terms. When using this Website, you understand and agree that:

  • You will only use this Website as intended, and will not use this Website in any way that violates any applicable federal, state, local or international law or regulation;
  • You will not disrupt, interfere, infect, or alter (or attempt to do any of the foregoing) the Website in any way;
  • While using any forums or other social networking tools, you will conduct yourself appropriately and communicate with other users professionally and respectfully;
  • You may not obstruct, remove, or otherwise alter any proprietary rights, compliance, or other notices that may be provided with the content or services on the Website;
  • You will ensure all persons who access the Website through your internet connection are aware of the Terms and comply with them; and
  • Arc PBC may, at any time and for any reason, terminate or block your access to this Website, or remove or alter the Website (or any portion thereof).

You may create an online user profile consisting of a username, password, and other information that you provide. It is a condition of your use of the Website that all the information you provide on the Website is correct, current and complete. Any personal information you provide will be subject to Arc PBC’s Privacy Policy, and you consent to all actions Arc PBC takes with respect to your information consistent with Arc PBC’s Privacy Policy.

You understand and agree that you are solely responsible for maintaining the privacy and security of your usernames and passwords, and for any activity associated with your online user profile. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. In the event that your username and password are compromised or you are aware of any unauthorized activity being conducted with your user credentials, you agree to immediately notify your Arc PBC relationship manager or Arc PBC.

Financial Products

The Website may provide information regarding and links to Arc PBC Affiliates and third parties that offer or introduce you to various financial products. While the Agreement will govern your use of this Website, separate agreements will govern these financial products. You understand and agree that the terms and conditions of these other agreements solely govern your use of such financial products – the Agreement shall only govern your use of this Website.

Arc PBC IS NEITHER AN FINANCIAL ADVISOR NOR A LENDER OR A FINANCIAL INSTITUTION. Before you enter into any transaction through our Website, you should seek advice to fully understand the risks involved and how such transaction may impact you. In any transaction entered into through the Website, each party entering into the transaction bears sole responsibility for any and all risks involved. Risks include, inter alia, whether the transaction will be profitable, whether the third-party counterparty is creditworthy, whether third-party counterparty transaction has been truthful; and other risks. BY USING THE SITE, YOU AGREE TO ANY AND ALL RISKS ASSOCIATED WITH A TRANSACTION. To the extent any claims, demands, or damages arise relating to a transaction of which you are a party, you agree to release and hold harmless Arc PBC and its affiliates, and their respective officers, employees, directors, third-party service providers, and agents from such claims, demands, or damages.

Arc PBC DOES NOT ASSESS THE CREDITWORTHINESS OF A PARTY WHO USES THE SITE. The users bear sole responsibility for determining the other users with whom they interact using the Website, including verifying a user’s identity and creditworthiness.

Arc PBC does not provide collection activities as part of the Website. Any efforts to collect on an unpaid or defaulted payment, including any litigation, is the sole responsibility of the party who provided owes such payment. Any such collection activities must be conducted outside of our services and without the involvement of Arc PBC.

Intellectual Property Ownership and Use Restrictions

The Website is owned and operated by Arc PBC. The content and materials contained within the Website (including, without limitation, video, audio, photos, text, images, graphics, data, logos and all copyrights and intellectual property related to the Website, Arc PBC and the Arc PBC sponsors, licensees and other affiliates) (the “Content”) are either owned by, or licensed to, Arc PBC. You acknowledge and agree that, as between you and Arc PBC, Arc PBC and its licensors own all rights, title, and interest (including all intellectual property rights) in Website and all data, content, and other materials within the Website. The Website is protected by U.S. and international copyright and other intellectual property laws and treaties. Arc PBC reserves all rights not expressly granted to you in this Terms of Use. The Content from the Website may not be reproduced, republished, uploaded, posted, transmitted, reproduced, distributed, copied, publicly performed, publicly displayed or otherwise used in any manner, except as expressly provided in these Terms, without the express written permission of Arc PBC. Arc PBC maintains the Website for your information, education, and communication.

Please feel free to browse the Website. You may download one copy of each piece of material displayed on the Website to any single computer for your personal, noncommercial use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, reproduce, republish, perform, display, prepare derivative works based upon, modify, transmit, reuse, repost, or use any materials of or from the Website for public or commercial purposes on any other website or otherwise without the express written permission of Arc PBC. Modification of any materials displayed on the Website in any manner is a violation of the Arc PBC’s copyright and other proprietary rights.

The word marks and logos of Arc PBC, and are the exclusive property of Arc PBC (collectively, the “Arc PBC Trademarks”). All other word marks and logos (each, a “Trademark” and, collectively, the “Trademarks”) appearing on the Website are Trademarks of their respective owners. Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Arc PBC Trademarks or Trademark displayed on the Website in any manner without the express written permission of its respective owner. Any use of the Arc PBC Trademarks and/or Trademarks displayed on the Website, or any other content on the Website, except as provided in these Terms, is strictly prohibited.

Images of people or places displayed on the Website are either the property of, or used with permission by, Arc PBC. Any use of these images by you, or anyone else authorized by you, is prohibited unless expressly permitted by these Terms or by express permission that is granted elsewhere on the Website. Any unauthorized use of the images or Content is a breach of the Terms and may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. Arc PBC neither warrants nor represents that your use of materials displayed on the Website will not infringe upon the rights of third parties neither owned by nor affiliated with Arc PBC. All rights not expressly granted herein are reserved to Arc PBC.

You may not decompose, modify, decompile, translate, reverse engineer, disassemble or otherwise deconstruct all or any portion of the Website. You may not use any data mining, robots, scraping, similar data gathering or extraction methods, or collect, manually or through an automatic process, information about other users (including, but not limited to, e-mail addresses, medical information, or any form of other contact information, or any other information) without their express consent.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Website in breach of the Terms, your right to use the Website will cease immediately and you must, at Arc PBC’s option, return or destroy any copies of the materials you have made. Any use of the Website not expressly permitted by the Terms is a breach of the Terms and may violate copyright, trademark and other laws.

Registration For Use of Certain Features

In order to access certain features of the Website, you may be required to register with Arc PBC by providing certain personally identifiable information about yourself, including your name, professional e-mail address, professional address and telephone number. In consideration for our granting you access to these features of the Website, you hereby expressly agree to provide true, accurate, current and complete information about yourself as requested and necessary for our provision of, and/or your registration for the use of, those features of the Website, subject to all applicable laws and regulations. If you choose to provide any information to us through registration, that information may be accessed, retained, or disclosed within Arc PBC, but will not be shared with unaffiliated third parties except as you expressly permit, or as authorized by applicable laws and our Privacy Policy. You also grant us the right to disclose to third parties certain information about you. You must promptly notify Arc PBC if any of this information changes. If you provide any information that is untrue, inaccurate, not current or incomplete, or if Arc PBC has reasonable grounds to suspect that the information that you have provided is untrue, inaccurate, not current or incomplete, Arc PBC has the absolute right to suspend or terminate your password at any time and/or refuse you any and all current or future use of the Website. For information concerning how Arc PBC collects and uses such information please see our Privacy Policy at:

You may receive a password upon completing the registration process. You are solely responsible for maintaining the confidentiality of the password, and are solely responsible for all activities that occur under your password. For security purposes, Arc PBC recommends that you change your password often, that you do not reuse passwords, and that you use unique passwords for this Website. We are not obligated to inquire as to the authority or propriety of any use of or action taken under your password. We will not be responsible for any loss to you that arises from such use or action or from your failure to comply with these provisions. Arc PBC is not responsible for any loss or damage arising as a result of your failure to comply with this Section.

Use of your Information

Any information you provide us while onboarding to the Arc PBC platform that is confidential and proprietary information will be considered “Confidential Information.” “Confidential Information” does not include, however, information that (i) was in the public domain at the time it was disclosed to us, (ii) enters the public domain through no fault of Arc PBC, (iii) was in our possession free of any obligation of confidence at the time it was disclosed, or (iv) was developed by Arc PBC employees, contractors, advisors or agents who had no access to such information. We will keep and maintain all Confidential Information in strict confidence, using such degree of care as is appropriate to avoid unauthorized use or disclosure and at least the same degree of care we use in safeguarding our own confidential information. Notwithstanding the foregoing, you grant Arc PBC and its service providers a perpetual, irrevocable, worldwide, royalty-free, fully-paid-up, non-exclusive, sublicensable, transferable license to use, reproduce, modify, adapt and create derivative works (in any form and any medium, whether now known or later developed) from all content that you provide to us and, to the extent necessary for the services provided by us, to publicly perform, publicly display, distribute, make and have made available (in any form and any medium, whether now known or later developed) all content that you provide in connection with our Services. You acknowledge and agree that the technical processing and transmission of data associated with the Services, may require: (i) transmissions over various networks and across borders; and (ii) modifications to conform, connect, and adapt to technical requirements of networks or devices. In addition, we may disclose Confidential Information if we are required to in complying with applicable laws or regulations, or with a valid order of a court or other governmental body of the United States or other applicable jurisdiction, or any political subdivisions thereof, having jurisdiction over us, but only to the extent and for the purpose of such required disclosure.

You may not share your account or password with anyone. You are fully responsible for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or password or any other similar breach of security. If your account remains inactive for three months or longer, Arc PBC reserves the right to suspend or terminate your account, with or without notice to you, and delete your content all without liability.


While using the Website, you may be asked to and may provide suggestions, comments, ideas, improvements, feedback, information, or other content (collectively, "Feedback") to Arc PBC and other users. Any Feedback you provide to Arc PBC will be considered non-confidential and non-proprietary. If you elect to provide or make available to us any Feedback, Arc PBC shall own and be free to use, reproduce, modify, adapt, create derivative works from, publicly perform, publicly display, distribute, make, have made, assign, pledge, transfer or otherwise grant rights in your Feedback in any form and any medium (whether now known or later developed), without credit or compensation to you. You acknowledge and warrant that you have the right and authority to provide such Feedback and that you are responsible for its content, legality, reliability, accuracy, and appropriateness. Arc PBC has the right to disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.

Solicited and Unsolicited Submissions

  1. Solicited Submissions: At times, Arc PBC may solicit submissions from visitors to the Website, including, without limitation, information, ideas, or other materials. It is our practice to post notices on the Website regarding our planned use of such materials where we solicit the submission. Your submission of a submission, or your provision of information, in response to such a solicitation is a grant by you to Arc PBC of the Rights described above. We do not endorse the opinions of, or warrant the accuracy of facts or other content contributed by, any third party. You agree that we are not liable for any action you take or decision you make in reliance on any Content.
  2. Unsolicited submissions: Although we welcome your comments regarding, and your ideas and proposals for, the Website and Arc PBC, it is our policy not to accept or consider any Submissions that are unsolicited. We hope you will understand that the intent of this policy is to avoid the possibility of future misunderstandings, legal or otherwise, when creative ideas, concepts or materials developed by Arc PBC might appear to be similar to your Submission(s). Accordingly, we must ask that you do not send us any unsolicited Submissions via the Website or otherwise; we assume no responsibility for reviewing such Submissions and we will not incur any liability as a result of any similarities between your Submissions and future Arc PBC designs, products, programs or otherwise. In the event you do submit unsolicited Submissions, such Submissions shall be deemed, and shall remain, the property of Arc PBC. As is the case with solicited Submissions, the submission of any unsolicited Submission shall constitute a grant by you to Arc PBC of the Rights described above.


  1. Links to Our Website: The Arc PBC logo, or any other logo of Arc PBC, may not be used as or to link to the Website without the express written permission of Arc PBC. No link to the Website may be “framed” by the Permissible Website where the link originated if such “frame” contains any sponsorship, advertising, or other commercial text or graphics. All links to the Website from a Permissible Website must be to the Website’s home page -- links to internal pages within the Website (e.g., a company page, a photo gallery or a feature article) are not permitted. The posting or creation of any link to the Website signifies that you have read these Linkage Restrictions and agree to abide by their terms.
  2. Links to Third Parties. The Service may contain links to third-party websites, advertisers, services, special offers, or other events or activities or allow you to access additional services or content, some of which may be provided by third parties that are not owned or controlled by Arc PBC. These sites, services, and content may be subject to additional or modified terms and conditions. Any such additional terms and conditions will be provided or made available to you prior to or when accessing these sites, services, or content; and may be provided to you through a hyperlink, a click-through agreement, or other similar means. Arc PBC does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third-party website from the Service, you do so at your own risk, and you understand that this Agreement and Arc PBC’s Privacy Policy do not apply to your use of such sites. You expressly relieve Arc PBC from any and all liability arising from your use of any third-party website, service, or content. Additionally, your dealings with or participation in promotions of advertisers found on the Website, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that Arc PBC shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.
  3. Links to Third-Party Service Providers: To the extent you or your representatives use the Website to connect or otherwise interact with any third-party, or have identified or designated any such third-party as your third-party service provider, you authorize us to allow such third-party to access the information you submit to the Website as necessary for us to provide our services to you. You acknowledge and agree that such third-parties are not our agents, that we are not responsible for their services, compliance, actions or omissions or for their maintenance or treatment of the information you submit to the Website, that we will not be liable for and specifically disclaim liability for any damage or loss caused thereby, that access to a third-party via the Website does not imply any endorsement by us, and that any of your information submitted to such third-parties via the Website will be governed by your agreement (if any) with such third-party. We are not responsible for any disclosure, modification or deletion of information submitted to the service resulting from access by such third-party.


We may, in our sole discretion, change, suspend or discontinue any aspect of the Website at any time with or without notice, including the availability of any Website feature, database, or content. We may also terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, in our sole discretion and without prejudice to any legal or equitable remedies available to us, including without limitation if you breach these.

Limitation of Liability

Notwithstanding any damages that you might incur, the entire liability of Arc PBC and any of its suppliers under any provision of these Terms and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you through the Service or 100 USD if you haven't purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall Arc PBC or its suppliers be liable for any special, incidental, indirect, punitive, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, breach of contract, tort or negligence, or loss of privacy arising out of or in any way related to any failure of performance, errors, inaccuracies, omissions, defects, untimeliness, interruption, deletion, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, unauthenticity of any content in the Website, functionality, reliability, sequencing, computability of the Website with the hardware or software you use, speed of delivery of the Website or any part of the content, or otherwise in connection with any provision of these Terms), even if Arc PBC or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose. In no event shall Arc PBC aggregate liability to you for any loss, damage, or claim, related to or arising out of this Website exceed the total amounts paid by you for accessing this Website, if any.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.

Our Service may contain links to third-party web sites or services that are not owned or controlled by Arc PBC. Arc PBC has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You further acknowledge and agree that Arc PBC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Your correspondence or business dealings with, or participation in promotions of, advertisers and vendors found on or through the Website, including payment and delivery of related goods or services, and any other terms, conditions, warranties, or representations associated with such dealings, are solely between you and such advertiser and/or vendor. You agree that Arc PBC shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or vendors on the Website or in connection with the Website. All of your business dealings with vendors and advertisers appearing on or through the Website shall be at your sole risk.

Disclaimer of Warranties and Damages

While Arc PBC uses reasonable efforts to include accurate and up to date information in the Website, Arc PBC makes no warranties or representations as to its accuracy. Arc PBC assumes no liability or responsibility for any errors or omissions in the content of the Website. Arc PBC makes no representation that the materials contained in the Website are appropriate or authorized for use in all countries, states, provinces, counties, or any other jurisdictions. If you choose to access the Website, you do so on your own initiative and risk and are responsible for compliance with all applicable laws and regulations.

The Service is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Arc PBC, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, Arc PBC provides no warranty or undertaking, and makes no representation of any kind that the Service will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither Arc PBC nor any of Arc PBC's providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of Arc PBC are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components. You specifically acknowledge that Arc PBC is not liable for the defamatory, offensive, or illegal conduct of other users of the Website or third parties and that the risk of injury from the foregoing rests entirely with you. You use the Website at your sole risk.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the State of New York, United States of America, excluding its conflicts of law rules, shall govern these Terms and your use of the Service. Any disputes relating to these Terms or anything contained on the Website will be governed by the laws of the State of New York, United States of America, without regard to its principles of conflicts of laws. Any claim relating to these Terms or the Website shall be exclusively prosecuted in a federal or state court of competent jurisdiction located within the State of New York, United States of America, and you hereby consent to the jurisdiction of such court solely for such purposes and you further waive any argument that any such court does not have jurisdiction over such dispute or that venue in any such court is not appropriate or convenient. Arc PBC will be entitled to recover their court costs and reasonable attorneys’ fees and expenses incurred in successfully proving any breach of any term of these Terms.



Any and all disputes, claims or controversies arising out of or relating to this Arbitration Agreement, the breach thereof, or any use of the Website (“Claims”), except for claims filed in a small claims court that proceed on an individual (non-class, non-representative) basis, shall be settled by binding arbitration in accordance with American Arbitration Association (“AAA”) governing rules and procedures, including the Supplementary Procedures for Consumer-Related Disputes, where applicable. In agreeing to arbitrate all Claims, you and Arc PBC waive all rights to a trial by jury in any action or proceeding involving any Claim. This arbitration undertaking is made pursuant to and in connection with a transaction involving interstate commerce, and shall be governed by and construed and interpreted in accordance with the Federal Arbitration Act (“FAA”) at 9 U.S.C. Section 1, et seq. If for whatever reason the rules and procedures of the FAA cannot apply, the state law governing arbitration agreements in the state in which you reside shall apply. The parties agree that an award and any judgment confirming it only applies to the arbitration in which it was awarded and cannot be used in any other case except to enforce the award itself. This Arbitration Agreement shall apply, without limitation, to all claims that arose or were asserted before the Effective Date of the Terms and shall survive termination of your relationship with Arc PBC.

The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability or formation of this Arbitration Agreement including, but not limited to any claim that all or any part of this Arbitration Agreement is void or voidable. All disputes regarding the payment of arbitrator or arbitration-organization fees including the timing of such payments and remedies for nonpayment, shall be determined exclusively by an arbitrator, and not by any court. The arbitration will decide the rights and liabilities, if any, of you and Arc PBC. The arbitrator will have the authority to grant motions dispositive of all or part of any claim or dispute. Subject to the limitations set forth below in this Section, the arbitrator shall have authority to award legal and equitable relief on an individual basis that a judge in a court of law would have, provided that:

The arbitrator shall not have authority to award punitive damages unless authorized to do so by statute; and

Any and all claims shall be arbitrated on an individual basis only and shall not be consolidated or joined with or in any arbitration or other proceeding involving a Claim of any other party. You and Arc PBC agree that the arbitrator shall have no authority to arbitrate any Claim as a class action or in any other form other than on an individual basis.

The award shall be binding only among the parties and shall have no preclusive effect in any other arbitration or other proceeding involving a different party. The arbitrator shall follow the applicable law. The arbitrator’s decision is final and binding on you and Arc PBC.

YOU AND Arc PBC AGREE TO WAIVE ANY RIGHT TO RESOLVE CLAIMS WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT ON A CLASS, COLLECTIVE, OR REPRESENTATIVE BASIS. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS OR COLLECTIVE BASIS. CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER. If, however, this waiver of class or consolidated actions is deemed invalid or unenforceable with respect to a particular claim or dispute, neither you nor Arc PBC is entitled to arbitration of such claim or dispute. Instead, all such claims and disputes will then be resolved in a court as set forth in the “Governing Law” Section. This provision does not prevent you or Arc PBC from participating in a class-wide settlement of claims.

To the maximum extent permitted by law, you permanently and irrevocably waive the right to bring any Claim in any forum unless you provide Arc PBC with written notice of the event or facts giving rise to the Claim within one (1) year of their occurrence, which should be provided in the manner outlined under the “Notice” Section

Notwithstanding any provision in the Terms to the contrary, we agree that if Arc PBC makes any future material change to this Arbitration Agreement, it will not apply to any individual claim(s) that you had already provided notice of to Arc PBC.

Arc PBC may give notice to users of the Website by means of a general notice on the Website, electronic mail to a user’s e-mail address if on record, or by written communication sent by first class mail to a user’s address if on record. You may give notice to Arc PBC (such notice shall be deemed given when received) by any of the following means:


You hereby agree to indemnify and hold Arc PBC and each of their respective members, operators, directors, officers, employees, shareholders, agents, affiliates, and representatives harmless from all claims, liabilities, damages, and expenses (including attorneys’ fees and court costs) arising out of or relating to: (i) your use of the Website; (ii) any of the Submissions submitted by you ; (iii) any breach or alleged breach of these Terms; (iv) your violation of any applicable law, statute, ordinance, regulation, or of any third party’s rights; and (v) claims asserted by third parties that, if proven, would place you in breach of representations, warranties, covenants, or other provisions in this Terms. Arc PBC may, in its sole and absolute discretion, control the disposition of any claim (and the selection of counsel) at your sole cost and expense. Without limiting the foregoing, you may not settle, compromise, or in any other manner dispose of any claim without the consent of Arc PBC.

United States Legal Compliance

You represent and warrant that (i) you are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) you are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.

Notice and Procedure For Making Claims of Copyright Infringement

Pursuant to the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) (“DMCA”), Arc PBC has designated to the U.S. Copyright Office an agent to receive notifications of claimed copyright infringement relating to the Website (the “Designated Agent”). All such notifications relating to the Website must be submitted in a manner consistent with the DMCA to the following Designated Agent:

Arc Public Benefit Corporation

401 Park Ave S.

New York, NY 10016

To be effective, the notification must be a written communication that includes the following: (1) a signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are claimed to have been infringed, a representative list of such works; (3) identification of the material that is claimed to be infringing or to be the subject of infringing activity, and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material; (4) information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address; (5) a statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Translation Interpretation

These Terms may have been translated if We have made them available to you on our Service.

You agree that the original English text shall prevail in the case of a dispute.


These Terms constitute the entire agreement between the parties and supersedes all prior and contemporaneous written or oral agreements, proposals or communications with respect to the subject matter herein between you and Arc PBC. The section headings in these Terms are for convenience only and must not be given any legal import.

We may assign these Terms in whole or in part at any time without your consent. You may not assign, delegate, or transfer these Terms or your rights or obligations hereunder, or your account, in any way (by operation of law or otherwise), without Arc PBC’s prior written consent. In the event that Arc PBC is acquired by or merges with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from our users as part of such merger, acquisition, sale, or other change of control. In the unlikely event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws, or equitably principles affecting creditors’ rights generally, we may not be able to control how your personal information is treated, transferred, or used.

Our failure or delay to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. Except as specified in this Terms, Arc PBC support staff or other Arc PBC employees do not have the authority to amend any of this Terms or to bind Arc PBC to any legal or other obligation not already set forth in this Terms.

Force Majeure

Arc PBC will not be liable for failing to perform under the Terms by the occurrence of any event beyond its reasonable control, including, without limitation, a labor disturbance, an internet outage or interruption of service, a communications outage, failure by a service provider to Arc PBC to perform, fire, terrorism, natural disaster, pandemic, or war.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Acceptance of The Terms

By using the Website, you affirm that you are either 18 years of age or older or possess legal parental or guardian consent, and are fully able and competent to enter into the these Terms and Privacy Policy in their entirety. If you do not agree with the terms included herein, you must not use the Website. In any case, you affirm that you are at least 13 years of age, as the Website is not intended for children under 13.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us at